Hello, cash advance, also known as cash withdrawal, is to provide small cash loans for credit card holders, charging fees and interest. In China, you can withdraw RMB cash from our ATM or other ATMs with UnionPay logo, or borrow it in advance through our bank counter, online banking and telephone. Each card can be prepaid up to 2000 RMB per day. Overseas, local currency can be withdrawn from ATM machines with VISA, MasterCard, JCB and AE logos. With the transaction password, the daily withdrawal amount of each household does not exceed the equivalent of 1 000 USD.
Handling fee and interest are required for cash withdrawal: the handling fee for cash withdrawal is 3% of the cash withdrawal amount, and the minimum is 30 yuan RMB or US$ 3. The daily cash withdrawal amount does not exceed 2000 RMB in China and 1000 USD abroad. Interest is 0.5 ‰ per day, and there is no interest-free repayment period for cash. When it's all over.