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What's the difference between China Bank Credit Card and Great Wall Credit Card?
1, different ways of association

The third-party payment of BOC credit cards is mainly tied to bank accounts.

Great Wall Credit Card is a payment function integrated in Alipay client, and users can complete the fast payment process through mobile phones.

2. Different objects

Credit card customers of China Bank must be large and medium-sized manufacturing enterprises, import and export enterprises, commercial enterprises or joint ventures with good operating and financial conditions, and their industries have good development prospects and competitive advantages;

Great Wall credit card customers must meet the basic conditions and requirements for borrowers in the General Rules for Loans and the credit management policies of commercial banks.

3. Different handling procedures.

The basic information and materials of BOC credit card customers need to be authenticated, including the approval of credit line, business license for annual inspection, loan certificate, financial statements for the last three years, etc.

Great Wall Credit Card collects the guarantor's business license, financial statements for the last three years, list of mortgaged (pledged) goods, value appraisal documents, property ownership certificate, and capital verification report of the reporting unit on mortgaged (pledged) goods.

4, matters needing attention are different

China bank credit card should not be carried out hastily, and both parties need to have a certain trust relationship. Individuals and units generally need to find well-known companies with a certain scale to sign contracts online.

However, due to the lack of legal knowledge, Great Wall credit card developers who identify unknown software often make some relatively elementary mistakes. Sometimes the person signing the contract on behalf of the developer is not the legal representative, or the software developer on the contract is not the land owner of the real estate, which may lead to the invalidation of the contract.

5. Different interest rates

In order to encourage savings, the interest rate of BOC credit cards is generally better than that of bank checks.

6. Different advantages

Credit card customers of China Bank can deposit and withdraw RMB cash at national bank outlets and self-service equipment with their bank cards, while passbooks with reserved passwords can deposit and withdraw cash at bank outlets in the same city. The same city can also handle the card-free renewal business (discount).

Great Wall Credit Card has flexible funds: customers can take it at any time when they need it, and the funds are highly mobile. You can set a current deposit account as a payment account, and the bank will automatically pay various daily expenses.

Baidu Encyclopedia-China Bank Great Wall Global Link Credit Card

Baidu Encyclopedia-BOC Platinum Credit Card