The borrower must be between 18 and 65 years old to apply for a loan. This restriction is to ensure that the borrower is in the range of adulthood and strong working ability, so as to better fulfill the loan contract and repay the loan. You and I also require the borrower to meet other conditions. The borrower needs a stable source of income, which is to ensure that the borrower has the ability to repay the loan principal and interest on time. Borrowers must have credit card certification, and borrowers are required to have at least 6 credit card certifications.