The main differences between password cards and USB shields are the following three points:\x0d\\x0d\1. Different usage channels:\x0d\⑴ Password cards can be used for telephone banking, online banking, and mobile banking. ;\x0d\⑵ U-Shield can only be used for online banking. \x0d\\x0d\2. Different transaction limits: \x0d\⑴ The password card transaction limit is lower; \x0d\⑵ U-shield is required for large-amount payments. \x0d\\x0d\3. Different usage methods: \x0d\⑴ There is no need to install the password card. When using it, enter the different combinations of number strings printed on the password card into the system to complete the transaction; \x0d\⑵ U-shield is required before use Install the driver and download the certificate information to the USB shield. When using it, you need to insert the USB shield into the computer and enter the USB shield password to complete the transaction.