It is more troublesome for retirees to apply for a credit card, because China stipulates that they can only apply for a credit card if they are over 60, so they can still apply for a credit card. However, handling a credit card requires a work certificate issued by the unit and later telephone verification, depending on how your unit manages this aspect.

The approval of the quota is generally determined by the nature of the unit (institution); State-owned enterprises > private enterprises), the position in the company (general manager >; Manager > director) and the assets (real estate license, driving license) under his name, no one can estimate how much this is.

If there is no problem with the credit record, you can generally apply.