Credit card scheduled repayment: refers to the bank's activation of automatically deducting the corresponding credit card debt from the customer's designated repayment account before the due date of each installment of the customer's credit card bill. However, cardholders need to ensure that the repayment amount in the agreed repayment account is sufficient to avoid automatic repayment being insufficient.

Applying method: Bring the original and copy of your ID card, credit card and debit card to the bank branch to apply.

Extended information:

Notes on scheduled repayment inquiry:

1. The scheduled repayment can only be automatically repaid after it takes effect. In order to avoid causing repayment If there is a delay, the user needs to call the 24-hour service hotline 2 days before the due date of repayment to check whether the scheduled repayment through self-service voice has taken effect. If it has not taken effect yet, the current account still needs to be returned to the branch on its own initiative.

2. Before the due repayment date, the user must deposit the full amount of the repayment into the scheduled repayment account (to ensure successful deduction, at least 5 more yuan must be deposited). If the balance is insufficient, it will not be deducted. If the repayment fails due to this, corresponding interest charges will be borne.

3. When signing up for the scheduled repayment account repayment function in US dollars, users need to specify a US dollar account or a RMB account (choose one of the two).

4. If the user does not apply for a scheduled repayment account and decides to purchase foreign exchange in RMB for overseas transactions, the full amount of RMB will be transferred after the billing date but before the due date of repayment (full amount of RMB = account balance in US dollars * exchange rate) into the Longka credit card account, and call the Construction 24-hour service hotline on the day of deposit to apply for telephone foreign exchange purchase.