The optimal repayment amount of ICBC's credit card means paying off the credit card payable in full on the due repayment date

The optimal repayment amount means paying off the credit card payable in full on the due repayment date.

Amounts payable:

Amounts payable+overdraft cash withdrawal and transfer amount between billing date and repayment date-amount deposited between billing date and repayment date.

For example:

The amount payable in the bill received this month is 5, yuan. Before the repayment date, you overdraw 2, yuan and deposit it in 1 yuan on the same day. The optimal repayment amount is = 5, yuan+2, yuan -1 yuan = 6, yuan.

Extended information

ICBC customers can check the current credit card balance and the optimal/minimum repayment amount through online banking and ICBC E life channels

Tips:

1. If the optimal/minimum repayment amount of the customer's credit card is , it means that there is no need to repay the current bill; ?

2. After handling the credit card repayment, the information on the amount to be repaid will generally be updated the next day. Customers can check it the next day, or inquire about the credit card details to understand the posting situation.

China Industrial and Commercial Bank of China China website-introduction to the minimum/optimal repayment amount of credit cards

China Industrial and Commercial Bank of China China website-method for inquiring the repayment amount of credit cards.