I have a problem using my VISA credit card abroad. My credit limit is very low.

1. The annual fee policies of each bank are different. Generally, the annual fee can be waived if you swipe the card several times a year. Please consult customer service for the specific number of swipes.

2. It is also possible to directly deposit RMB, but you must use the UnionPay route for consumption abroad, that is, the merchant must have the UnionPay logo. I am afraid it is not possible to deposit RMB using the foreign currency route. It is recommended that you can apply by punching in the customer service number on the back of the card. Adjust the limit. If the limit is high, you don’t need to deposit money!

3. Pay off all outstanding debts and call customer service to cancel.

Excuse me, I have a Zhang Pingan RT Mart member credit card and a Ping An standard MasterCard dual-currency gold card. Want to cancel one, which right is good, which one to keep?

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