Joining banks will check the credit information, and the entry survey has become more stringent, including overdue repayment of credit cards, non-repayment, frequent consumer loans, and various credit overdrafts. These will be recorded in the credit record, so they can be found. However, the employer has no right and will not check your report, because their method is more convenient. They will ask you to submit a credit report on your own initiative, and if necessary, you need to explain the abnormal points in the report. So we can print our own credit report in advance to see if there are any bad records.

Banks are a special industry that deals in monetary funds. Most of them are exposed to funds, customer information or data or important security matters, and the credit requirements for employees are relatively higher. If the recruited employees have serious bad records, most of them are afraid to enter.