If you want to increase your credit card limit, you need to pay attention to the following tips in your daily use of credit cards.

1. Increase the number of credit card purchases

Use credit cards frequently, regardless of the amount, as long as you can swipe your card, you will definitely make purchases.

2. Increase the amount of card consumption

It is best to generate at least 30% of the total monthly bill consumption.

3. Apply for temporary quota increases from time to time

Due to short-term needs such as festivals, travel, business trips, etc. to increase the quota, you can apply for temporary quota increases, which will be easier to approve.

4. Frequently apply for quota increase

Continue to apply for quota increase by phone. Sometimes, different customer service applications will be processed differently.

5. Threaten to cancel the card

Canceling the card if the limit is not increased sometimes works.

6. Suspend the use of credit cards

If you intend to deactivate a credit card for a certain period of time, banks will provide certain incentives for the activation of dormant cards, such as bonus increases.

7. Seize the opportunity to raise your quota

The time to raise your quota is also very important. It is most effective to apply on billing day or when your card has just been maxed out.

8. Continuous use of credit card for consumption

The bill for consumption by credit card must be for 3 consecutive months without interruption, that is, consumption must be made every month.