The repayment date for Bank of China credit cards is generally about 20 days after your statement date. If your statement is on the 5th, then your repayment date will be the 25th of the month. The statement date is randomly determined by Bank of China. Generally, you cannot adjust the statement date at will. However, there is now an interest-free period for Bank of China credit cards. The length of the interest-free period depends on whether you consume before the statement date or after the statement date.

The interest-free period will be determined based on the time you swipe the card. If you spend the day after the bill date, you can enjoy the longest interest-free period. For example, if you take the bill date on the 5th as an example, and you consume on May 6, your bill date will be June 5, and the due date for repayment will be June 25, and you can enjoy 50 days. Interest-free repayment period (from May 6 to June 25); if consumption is made on May 5, that day will be the bill date, and the due payment date is May 25. The interest-free repayment period is only 20 days (from May 5th to May 25th).