1. Log in to Alipay account and enter "Credit Card" in the top search field.

2. Enter "Credit Card" and search. Find the "Life Number" in the display bar below. There will be many banks under the life number. Find the bank to apply for a credit card, and click.

3. After jumping to the page, click the "Follow" button to follow the bank life number.

4. Next, you enter the bank's life number, find the "I want to apply for a card" button at the bottom, click it, and the "Apply for a credit card" option will appear, and then click it.

5. Then the words "Fill in the information" will appear. At this time, just fill in your own information according to the steps (after the information is filled in, the bank center will confirm by phone within 1-5 working days to keep the phone open).

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 10.2.50

Extended data:

Credit card is a kind of micro-credit payment tool provided by banks for users to spend first and then repay. Credit cards are convenient and quick to use. You don't need to bring a lot of cash when you go out. A credit card can meet all your needs and limit your overdraft limit. With the widespread use of credit cards, Bian Xiao will introduce you to its related matters:

The credit card applicant must be a natural person over 18 with full capacity for civil conduct and stable repayment ability. To apply for a large amount of credit, you need to have a fixed real estate, a stable unit and income. Because large credit cards can be overdrawn at a high amount, most of them become a way for many small enterprises or individuals to turn over capital or cash out, so the application is very strict and it is generally difficult to be approved.

Users who meet the application conditions will provide ID cards or related documents, and some banks will also ask you to provide proof of residence, such as real estate license, household registration book, social security card, mobile phone bill, etc. Applicants are required to provide bank statements and salary details within three months, and the unit will issue relevant salary certificates (valid with the official seal of the unit).

Prepare relevant information, fill in the credit card application form, and go to the bank outlet to find the bank clerk or the staff of the bank credit card center to submit the information. You can also apply online as long as you fill in all the certificates as required. When submitting materials, you must consult the credit card procedures and other related information in detail.

Applicants should think carefully before applying for a credit card. Many cardholders lack a detailed understanding of credit cards and only think that credit cards are convenient to use. They should plan their repayment process reasonably to avoid forgetting the repayment date for some reasons and causing unnecessary property losses.

When handling credit cards, cardholders must go to regular business outlets to protect personal information and prevent the leakage of effective information, which may lead to the risk of credit card being stolen. Generally, it takes about 15-20 working days to apply for approval. If the time is too long, you can call the bank for consultation.

The credit card applied for is only for the cardholder's own use and may not be lent. After using a credit card, you must remember your repayment date and choose the repayment method that suits you. If you forget to pay back the card fee, it will affect your credit history.