Credit cards can be paid in installments, but they are not allowed under the following circumstances:

1. If the cardholder has not used the credit card for a long time, or the initial credit card limit is relatively low, then the bank may not support the installment business.

2. There are bad behaviors such as overdue credit cards, and some users blindly swipe their cards when using credit cards, resulting in overdue repayment. In this case, installment payment is not allowed.

3. If the number of installments exceeds the number stipulated by the bank, installment payment cannot be made.

4. Withdrawal and temporary limit cannot be phased.