2. Credit limit: The credit limit of quasi-credit card is fixed, which is 5,000 yuan for ordinary card and 0/1,000 yuan for gold card/kloc, and the credit limit of credit card needs to be determined according to the credit status of users.

3. Interest-free period: quasi-credit cards have no interest-free period, and you can enjoy a certain interest-free period after credit card consumption.

4. Deposit income: Interest will be calculated according to current deposit after quasi-credit card deposit, so there is no interest income after credit card deposit.

What is a credit card?

Credit card is used by the issuing bank to provide bank credit, and then repayment or installment payment. This kind of card is mainly used internationally. In other words, there is no deposit in the cardholder's credit card account, and the repayment method is "consumption first, then deposit". Most cards in international circulation are of this type.