Credit card business and consumer finance are closely related.

Credit card business is a financial service provided by banks and credit card companies to consumers. It issues credit cards so that cardholders can purchase goods and services at merchants and transfer payments to credit card accounts. superior. Credit card business mainly involves credit assessment, lending, risk management and other aspects.

Consumer finance is a business that provides financial services to consumers based on their consumption behavior. Consumer finance services include installment payments, loans, leases and other forms. The main purpose is to help consumers obtain the funds they need in a short period of time and repay them in installments according to their repayment ability. Credit card business and consumer finance are closely related. They are both created to meet the various financial needs of consumers.