No

A type of bank card does not have any special logo, and there is nothing special about it from the card surface. However, there are still differences between first-class bank cards and second-class bank cards.

You can only apply for one first-class card at the same bank, while

you can apply for multiple second-class cards.

Category I bank cards must be issued at the counter or through bank self-service machines, and after face-to-face identity verification by bank staff on site.

Extended information:

1. A type of card is a bank card. There are two types of bank cards, one is a credit card and the other is a debit card, that is, an identity card You can only apply for one debit card at the same bank. Bank cards include credit cards and debit cards. Bank cards are divided into RMB cards and foreign exchange cards based on currency type. According to information media, they are classified into magnetic stripe cards and chip (IC) cards. Credit cards are divided into loan cards and quasi-loan cards based on whether the issuing bank has deposits.

2. A natural person can open one type of credit card account at a bank; the second type of card account can handle up to 5 accounts, but in principle, the corresponding main card can only handle up to 4 accounts. In other words, a bank can have one account, but some banks can have multiple card accounts. For example, Mr. Zhang has one type of card account at Agricultural Bank of China, Industrial and Commercial Bank of China, Bank of China, China Merchants Bank, and Bohai Bank. It is allowed to have five types of card accounts in one bank.

3. In practice, some friends had many bank accounts with perfect functions before the new rules. In banks, instead of forcing you to cancel all the functions of the card you have applied for, you must first switch to a type of card. If you cancel the contract, you cannot use the new type of card.

4. Generally, the first debit card you apply for in a bank is a type of card, which can handle transfers, consumption, payment, financial management, deposits and other services. The second-category card has a consumption limit, generally a daily limit of 10,000 and an annual limit of 200,000. Type III cards have more restrictions and can only make some small purchases.

From December 1, 2016, the central bank stipulated that each commercial bank only allows the same customer to open one type of settlement account, and other newly opened settlement accounts can only be type two or three accounts. . Various banks have also gradually launched systems to adapt to the new regulations starting in 2017.

5 Debit Cards

Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.

Debit card (debit card) can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.