Credit card repayment period is generally 20 days or 25 days after the bill date. However, this repayment date is the final repayment date. Even if the consumption amount is not recorded, users can choose to repay in advance. Therefore, the repayment period of credit card is more about telling the user the final repayment time, and the user must complete the final repayment on the repayment date. In addition, some credit cards have a grace period for repayment, so that the final repayment period will be extended, and users can repay from the repayment date to the grace period for repayment.

：

1, how to apply for a credit card is easy to pass. First of all, we must maintain a good credit record. To apply for a credit card from every bank, you need to check your personal credit records. The bank will judge the applicant's willingness and ability to repay through the applicant's historical loan and repayment records, and investigate the loan risk. If you have handled a credit card or a bank loan, you can repay it on time and have a good personal credit record, then it is easier to trust the bank and the pass rate of handling bank credit cards will be higher. First, the applicant must have a stable job and income, not a high-risk employee such as an insurance broker or salesman, and have worked for at least half a year. The longer the time, the better the stability; Secondly, the personal debt ratio should not exceed 50%, including credit card outstanding debts and bank loans with personal credit records. If there is no personal credit record, it cannot be managed temporarily, unless it is linked to the personal credit record of 100 bank.

2. If possible, you can also provide financial certificates such as real estate and automobile production to show your economic strength and prove that you have strong repayment ability and don't need money. The choice of bank card type is very important. For the first time, it is suggested to start with commercial banks and choose ordinary bank credit cards such as ordinary cards and gold cards. Although the rights and interests are not as rich as the high-end cards of Platinum Bank and above, it will be easier to apply for high-end cards if the bank's credit cards can be managed well. Card, and then use the card, or use the curve to make the card.

The function of credit card is as follows: it saves the trouble of carrying cash and facilitates large payment. Spend in advance and enjoy the convenience of spending in advance. Most credit cards will participate in some merchants' preferential and integral activities. With the improvement of credit card level, they can also enjoy special rights. It is helpful to form the concept of financial management, with clear bills and convenient bookkeeping.