Hello, if it is a China Merchants Bank credit card, our bank currently has two basic credit card swiping lines, UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc.). When the card is swiped on UnionPay lines, the payment will be settled directly in RMB; when the card is swiped on international lines, the payment will be settled in US dollars. Since overseas consumption by credit card will be settled in U.S. dollars, if the consumption amount is non-U.S. dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount. The exchange fee is collected by our bank on behalf of international organizations. If the consumption amount is in US dollars, there will be no foreign exchange settlement fee. (If you use a full-currency credit card, you can spend any foreign currency in the world with 0 currency exchange fees. The function of purchasing foreign exchange will be automatically activated. Foreign currency consumption can be repaid in RMB.)

If the payment is made through the website, the other party The collection time must be confirmed with the third party when paying.