1, hard condition:

Age: the applicant must be 18 years old and have full capacity for civil conduct;

Credit: Anyone with a good credit record can apply for an ICBC credit card.

2. Basic information:

Valid identity documents: Identity documents refer to one of resident identity cards, military officers' cards (armed police cards), soldiers' cards, Hong Kong and Macao residents' passes to and from the mainland, Taiwan Province compatriots' passes to and from the mainland and foreign passports.

3. Work certificate:

The work certificate includes a copy of the work permit and a work certificate issued by the work unit.

4. Proof of financial resources:

Copy of production certificate of own property/vehicle, ICBC "wealth management account" card, etc. It not only helps to approve the card, but also can obtain a higher credit limit.

Note: The owner of all supporting documents must be the applicant himself, and the supporting documents in other people's names are invalid.

Extended data:

Name and classification of credit cards in China Industrial and Commercial Bank:

Peony card is divided into peony credit card and debit card according to whether it has the function of consumer credit, and peony credit card is divided into peony credit card and peony quasi-credit card according to whether it enjoys interest-free repayment period; Debit cards are divided into Peony Link Card (Peony Link Card is divided into Peony Link Card/Financial Account according to customer orientation, hereinafter referred to as "Link Card"), Peony International Debit Card, Peony Special Card, Peony Smart Card and Peony Commemorative Card.

According to the brand, it is divided into Peony UnionPay Card, Peony Visa Card, Peony MasterCard, Peony American Express Card, Peony JCB Card and other brand cards.

According to the issuing object, it is divided into company (business) card and personal card, in which personal card is divided into main card and subsidiary card attached to main card (subsidiary card). According to the repayment responsibility, it can also be divided into corporate responsibility business card, corporate responsibility personal card and personal responsibility personal card.

According to the credit rating, it is divided into platinum card, gold card and ordinary card.

According to the account currency, it is divided into RMB card, dual-currency card and multi-currency card.

According to whether it is joint (identification), it is divided into joint (identification) cards and non-joint (identification) cards.

According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite card.

According to whether there are color photos on the card surface, it is divided into color cards and non-color cards.

According to the specifications of the card, it is divided into standard card and special card.

Official website of China Industrial and Commercial Bank Peony Credit Card Charter-China Industrial and Commercial Bank

Official website of China Industrial and Commercial Bank-Card World