But there are two points worth noting:

1. The cancelled card will also be reflected in the personal credit report for a long time, that is, for example, if you want to buy a house and print a credit report at the bank, you can see the account number of this cancelled card on the report.

2. It will be more difficult to apply for this cancelled bank's credit card in the future than never to cancel it. For example, it may be a little more difficult to apply for Ping An Bank's credit card after canceling a Zhang Pingan card.

in short, you should consider both the application and cancellation of your credit card, and don't apply for a lot and cancel a lot, resulting in a pile of your credit report.