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Hello, I work for a China Telecom company. What documents and certificates are required to apply for a credit card?

You need to provide proof of your work and income, or a labor contract, and have paid social security. Generally, you can apply successfully.

The certificates that need to be submitted are:

1. ID card (required);

2. Work certificate or income certificate (wage income certificate, personal income tax payment certificate) Tax forms, salary passbooks or statements);

3. Proof of assets such as real estate, vehicles, etc. in your own name;

4. Social security;

5. Other bank credit cards, etc.

Each bank has different standards for importing documents, so the above information is not necessarily required. It depends on the bank's requirements, but you must provide your ID card. If you do not have a credit card now, you are required to provide proof of employment. or proof of income. If you can provide other financial support documents, it will be more helpful for the bank to understand your personal situation and determine your credit limit. If you already have a credit card, you can use the card to apply for a card, which is a lot easier.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue cards