First, the credit card bill can be returned before it comes out, and can be returned at any time before the final repayment date. Saving money before the credit card bill is issued can help you repay it on time. If you pay off all the debts before the bill date, you don't need to pay them after the bill date. If you still owe money, you need to pay it off before the repayment date.
The second is to consume before the bill is issued, and the consumption part needs to be included in the current bill and needs to be repaid again; Consumption after bill and consumption before repayment are accounted for as non-repayment consumption, consumption after bill, consumption after repayment is accounted for and consumption is included in next month's bill. If it is a general consumer debt, no matter whether the credit card bill can be paid out, as long as there is debt, the money deposited in the credit card will be repaid automatically, and the excess money will exist in the form of overpayment after repayment.
Thirdly, if you want to reduce the credit card debt ratio, I suggest you go out on the credit card billing date to deposit enough overdrawn money on the credit card, so that you can make a bill of 0.
Fourth, if you deposit the money into the credit card in installments, you won't automatically repay it before the bill comes out, and after the bill comes out, you will only pay off the current arrears, not pay off the total installment. If you want to pay off the installment in advance, you need to apply to the bank to terminate the installment, and the bank will deposit the money into the credit card after approval. It should be noted that the automatic repayment of the money deposited in the credit card is in the order of entry.
5. Usually, the repayment is made in the order of paid and unpaid bills, and the paid and unpaid bills are paid off one by one according to the order of annual fee, interest, expenses, principal of cash advance or transfer transaction, and principal of credit card consumption.
Sixth, after you deposit the money, you can also call the credit card center to confirm whether it has been credited and whether it can still be taken out; Secondly, it is taken out before the credit card is credited, and it still needs to be repaid before the repayment date of CCB credit card, and the money is deposited before the repayment date; Therefore, it is recommended to record it in the account before taking it out. If it's not to pay the consumer bill, you can repay it at any time and spend it at any time, which is not considered as repayment. Take it out again and record it in the next repayment cycle, which is regarded as repayment completion.