Bank of Communications credit card overdraws 3000 yuan and repays 65438+February in installments. How can I repay you? How much should I pay back every month? - Trademark Inquiry Complete Network

Bank of Communications credit card overdraws 3000 yuan and repays 65438+February in installments. How can I repay you? How much should I pay back every month?

Generally speaking, the more stages, the more formalities you need to pay, depending on your actual situation.

1. Bank of Communications credit card installment fee rate: 0.72%/ period (charged monthly);

2. installment fee = installment principal * installment fee rate =3000*0.72%=2 1.6 yuan/period;

3. Monthly repayment amount = installment principal/number of installments+installment fee. = 3000/12+21.6 = 271.6 yuan/month.

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