For example, 65438+1 October 10 issued a card, 65438+1October/8 activated the card, and 65438+1October 20th has satisfied three purchases. The annual fee for the first year is1October 20th. Please check the credit card transaction details for details. In addition, credit card products such as Shang Zhen Platinum Card and All-in-One Platinum Card. If you spend or withdraw 12 times in the annual fee period of the current year, you can reduce the annual fee of the next year.
If it is not a credit card product with preferential annual fee policy, the annual fee will not be refunded once it is collected. If in doubt, please call the customer service hotline of Guangfa Bank at 95508 for consultation.
The annual fee of CGB Credit Card 480 will be returned to the credit card account after meeting the conditions of annual fee reduction and exemption. If the annual fee has been deducted and the bill has been paid, the paid money can be used to deduct the same amount of subsequent overdraft consumption; If the annual fee is not paid back, the annual fee refund will be directly used to deduct the bill amount.
It should be noted that the annual fee for the Platinum Card of Guangfa Credit Card is 480 yuan/year, which will be charged immediately after the card is opened. As long as the cardholder makes three purchases in 88 yuan within three months after opening the card, the annual fee will be returned to the credit card account.
Reminder: If the annual credit card fee reaches the standard, but the annual credit card fee is not transferred to the credit card account within 15 days after the card is opened, the cardholder must call the customer service number of Guangfa Credit Card 95508 for consultation in time.
The credit card of Guangfa Bank is subject to an annual fee, but Guangfa Bank has an annual fee-free policy. Credit card holders such as ordinary cards and gold cards of Guangfa Bank can unconditionally reduce the annual fee for the first year when opening their cards. After that, they only need to swipe their cards six times a year to reduce the annual fee for the following year.
If the annual fee standard is not met, the annual fee shall be charged according to the following standards:
1.CGB credit card RMB Capka annual fee 40 yuan, supplementary card annual fee 30 yuan;
Two. The annual fee of CGB credit card RMB card is 80 yuan, and the annual fee of supplementary card is 48 yuan.
3. The annual fee for the standard platinum card of CGB credit card RMB card is 2,500 yuan, and the annual fee for the secondary card is 1500 yuan.