No. If you don’t have a work certificate, it is recommended to provide a deposit certificate

Being between 18 and 65 years old, having no bad credit record, and having stable repayment ability are the three conditions for applying for a credit card. The work certificate only proves the repayment ability. It is one of the materials, not the only supporting material, so even if you cannot provide proof of employment, other materials that can prove your ability to repay can also be used to apply for a credit card.

Salary flow: Compared with employment certificate, this is a more direct and effective proof of income; the success rate of applying for a credit card at your own salary card issuing bank is higher.

Proof of property: House book, car book, and certificate of deposit (only if the deposit exceeds 50,000 yuan) are all valid materials for applying for a gold card or platinum card. These property certificates are undoubtedly effective proof of repayment ability. .

Other materials: Credit card you already own - suitable for banks that support card application; social security payment voucher; individual tax payment voucher; work badge with photo; copy of labor contract; special type of work certificate, etc.