The application process for CCB visa credit card is relatively simple. First, you need to ensure that you have full civil capacity and have a stable job and income. Go to your local Construction Bank with the necessary documents. Required materials include identification documents such as ID cards, household registers or military ID cards, as well as work certificates and income certificates with the official seal of the unit's personnel or financial department. If the salary is paid by a bank, just provide a copy of the bank account or relevant statement.

During the application process, you need to apply for a CCB Dragon Card first, and then apply for a visa card. It is worth noting that both cards need to be applied for, and the order of application is the savings card first and then the visa card.

When using CCB visa credit card for consumption overseas, you need to pay attention to the following points: visa cards are universally accepted by merchants that support UnionPay and VISA networks around the world. If the consumption currency is US dollars or RMB, no handling fee will be charged, but there may be a currency conversion fee of around 1 when using other currencies. When repaying, cardholders can use RMB to directly purchase foreign exchange for repayment within the country, and the overseas consumption limit is the same as that within the country.

The above information comes from China Construction Bank’s credit card regulations. Make sure you understand the relevant regulations in detail before applying so that you can smoothly apply and use CCB visa credit card safely.