In fact, the core condition for applying for a credit card is that you have the ability to repay, and the work certificate proves that you have a stable source of income.

1, with identification: ID card;

2. If you don't have a work certificate, it can be proof of your assets, such as a car and a house.

3. Bring proof of assets: it can be a payroll record issued by the bank, an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment, which can prove your financial level;

4. Bring other documents for reference.

The usage method is as follows:

1, apply at the counter with credit certificate;

2. Online banking application: you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

3. Telephone application; Call the bank, ask customer service, or follow the voice prompts.