Bank of China’s cash advance charging standards:
(1) Cash withdrawal through self-service channels:
- Great Wall Global Connect series products: Bank of China local: free; Bank of China Off-site: RMB 10/transaction; Inter-bank local: RMB 4/transaction; Inter-bank inter-regional: RMB 12/transaction; Overseas Bank of China or member bank of an international organization: 3% of the transaction amount, minimum USD 3.5/transaction or 500 yen/ Transaction; Overseas UnionPay: RMB 15/transaction;
- Bank of China series products: Bank of China and inter-bank: based on 1% of the transaction amount, the minimum is RMB 8/transaction for Bank of China and the minimum is RMB 12/transaction for inter-bank; Overseas Bank of China or member banks of international organizations: 3% of the transaction amount, with a minimum of USD 3.5/transaction or 500 yen/transaction;
-Overseas UnionPay: 1% of the transaction amount, with a minimum of RMB 15/transaction ;
(2) Over-the-counter cash withdrawal:
- Great Wall Global Pass series products: Bank of China local: free; Bank of China overseas: 1% of the cash withdrawal amount, minimum RMB 10 per transaction ( Or USD 1.5/transaction), up to RMB 50/transaction (or USD 8/transaction); Overseas Bank of China or member bank of an international organization: 3% of the cash withdrawal amount, minimum USD 3.5/transaction or 500 yen/transaction; p>
- Bank of China series products: Domestic Bank of China: 1% of the cash withdrawal amount, minimum RMB 10 per transaction; Overseas Bank of China or member bank of an international organization: 3% of the cash withdrawal amount, minimum USD 3.5 per transaction or 500 days Yuan/transaction;
Overdraft interest is calculated based on the actual overdraft cash withdrawal amount and the actual number of days in arrears from the transaction recording date. The overdraft interest rate is 5/10,000 daily interest rates, and compound interest is calculated on a monthly basis. .
You can check it through the official website of Bank of China (www.boc.cn)--Bank Card--Service Guide--Card Application Guide--Bank of China Credit Card Service Fee Price List.
If you have any questions, please continue to consult Bank of China’s online customer service. If you have other business needs, you are welcome to download the Bank of China mobile banking APP or follow “Bank of China Micro Banking” on WeChat to continue consulting and handling related businesses.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.