1. Frequent credit card consumption ensures the total consumption limit.

According to industry insiders, developing the habit of paying by credit card in daily consumption life will help to increase the credit card quota. In addition to the number of pens, the total consumption amount should also be concerned. In the case of repayment, keep the monthly bill consumption above 30% of the total.

2. Merchants who spend by credit card should be diversified.

Not all merchants can create income for banks, so the corresponding banks usually don't accumulate credit card points for cardholders to swipe their cards at such merchants, and this kind of credit card transaction is not obviously helpful for applying for cash withdrawal. It is recommended that cardholders swipe their cards at merchants with points.