Customers and thresholds for applying for loans are different. "Lightspeed Loan" is a personal credit consumption loan launched by China Everbright Bank, with a maximum amount of 200,000. If it is a mortgage customer, it can reach 300 thousand. The revolving e-loan model of light speed loan is specially aimed at high-quality mortgage customers. Credit source: comprehensively evaluate the applicant's personal credit and economic strength, such as personal credit, provident fund, individual tax and other qualifications. Good people can borrow and repay loans, and the daily interest rate is as low as 0.03%. There is no interest involved in the law, and there is no handling fee for early repayment, which is very humanized. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them.

Second, the difference between Everbright Bank's light speed loan and good person loan

1. The product forms are different: light speed consumer loan products, and good people loans are products provided by China Everbright Bank.

2. Fast loan can provide up to 36 loan terms, with the longest term of 12 months.

3. Different loan amount: Guangsu loan can provide a maximum loan amount of 654.38+10,000 yuan, which is good.

4. The loan conditions are different: one year old, with stable income, and the applicant is required to be at least 18 years old, with stable income and good trust.

3. How much can I apply for the light speed loan of China Everbright Bank?

The light speed loan of China Everbright Bank is a fast and convenient loan product, which is suitable for the urgent capital needs of individual customers. According to the applicant's personal credit status and repayment ability, the light speed loan amount that China Everbright Bank can apply for is generally below 30,000 yuan. The application process is simple, the loan speed is fast, and the scope of application is wide, which can be used for financial support in different fields such as personal consumption, education and training, medical care and so on. It is convenient and fast to apply online, apply for mobile APP and handle it at the counter. Therefore, for individual customers who are in urgent need of funds, Everbright Bank's light speed loan is a good choice.

4. How much can I borrow from Everbright Credit Card?

Credit cards can only be used for overdraft consumption, and loans need to be handled separately in banks.