ICBC will not deduct the savings card money for bad debts. Because according to the financial knowledge service platform, the bad debts of ICBC credit cards will not be deducted from the savings card in the name of the cardholder, but the interest and liquidated damages arising from bad debts will be directly recorded in the credit card bill, and the cardholder needs to repay them as soon as possible. Otherwise, the longer the bad debt lasts, the more bad debt interest will be generated. You should know that after bad debts, interest will be charged every day until the cardholder pays it off in full, and the interest will be compounded monthly.