The reasons why credit card transactions are restricted are: 1. Exceeding the limit. When a credit card is activated and used, a single transaction limit for a single day will be set. If the transaction exceeds this limit, the transaction will be displayed as being restricted. 2. Risks exist. Banks will supervise the use of credit cards. If your credit card suddenly makes large purchases in other places, it may be considered a risky transaction, and there is a possibility of being swiped, resulting in the transaction being restricted. 3. Suspicion of cashing out: If the cardholder has consecutive large-amount integer card transactions, and they are all made in the same place, the bank will most likely be targeted by the bank as suspected of cashing out, thus restricting the use of the credit card.

Reasons for credit card restrictions:

First, the card status is abnormal, such as the card being degaussed or the password being entered incorrectly too many times and being locked. It is recommended to call the bank service hotline for confirmation;

Second, there is no problem with the card, but the signal of the POS machine is not good, and the transaction will fail if it is not connected to the network;

Third, if you hold an IC chip credit card, due to the closure of UnionPay Without the downgrade transaction function, if the cashier still operates the transaction by swiping the card instead of inserting the card, it will also become unusable;

Fourth, the card does not support transactions, such as cards with single visa logo/ JCB single logo card does not support UnionPay transactions, nor does it support some online transactions.

Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. In 2007, it was officially registered in Shanghai Securities It is listed on the exchange (stock code: 601166), and its head office is located in Fuzhou.

In the thirty years since its opening, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. As of the end of 2014, Industrial Bank's total assets exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year. The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; the net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on equity remained at a high level of 21.19; 108 stores have been established in major cities across the country branches, 1,435 branches; it owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Funds, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management, forming a bank-based business covering trust, leasing, funds, securities, A modern financial services group including consumer finance, futures, asset management, etc.

As China's first "Equator Bank", Industrial Bank always adheres to the "scientific and sustainable" development concept, operates in a legal, stable and civilized manner, and takes into account the maintenance of shareholders, customers, banks, employees and the social environment. interests of all parties and actively practices corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.

In August 2021, the 2021 Fortune Global 500 was released: ranking 196th.