If a debit card in Canada expires, the bank will lock the transfer, deposit and withdrawal functions of the bank card.

Therefore, when our bank card expires, we can follow the following methods:

1. Call the bank to apply for a new card. If you find that your bank card has expired, you can Call the bank directly for consultation and ask the bank staff to help you resend a new card.

2. Go to a nearby bank business hall to apply for a new card: If there is a bank business hall near you, you can directly bring your bank card and ID card to the counter of the business hall to apply for a new card.

3. Cancel the card: If your bank card expires and you no longer want to use it, you can call or go to the business hall to cancel the card. Never throw away the bank card without canceling the card.

How to deal with expired domestic bank cards

1. If your bank card expires, you can take your valid ID card and old bank card to the local bank branch to go through the card replacement procedures.

2. Generally, before the bank card expires, bank staff will notify you in advance via text message or phone call. If you still want to renew the card, the bank will make a new card before expiration; If you renew your card, just cancel it.

3. There are two common types of bank cards: one is debit card, most cards have no expiration date, and a few have expiration date; the other is credit card, which has expiry date, usually 3 or 5 years; bank card The expiration date is marked on the front of the card.

2. Introduction to Canada’s five major banks

Royal Bank of Canada (RBC Royal Bank), Toronto-Dominion Bank (TD Canada Trust), Scotiabank (Canada’s Scotiabank), Bank of Montreal (BMO Bank of Montreal), Canadian Imperial Bank of Commerce (CIBC).

3. Bank account types and uses

1. Canadian bank cards are basically divided into debit cards and credit cards. Credit cards will be discussed later in the article. It will be introduced separately. Here I will first introduce some of the differences between debit cards and those in China, and how to transfer funds from China to Canada. First of all, remember the first difference: the debit card number is not a bank account number, and funds cannot be transferred through the card number.

2. The account types in debit cards can be divided into: checking account, savings account, registered investment account, non-registered investment account

4. In China, a debit card is an account, but in Canada, a debit card can have checking accounts, savings accounts, registered investment accounts, etc., so the debit card number cannot be used as an account. unique account number. When opening an account, checking accounts, savings accounts and registered investment accounts will all have a separate account number (bank account). When you use a debit card to make purchases, the card swiping machine will ask you whether to pay from a checking account or a savings account. Usually, you use a checking account. There is an additional fee for paying with a savings account.