Solution: When the status of the bank card is abnormal, you should first call the customer service hotline of the bank card issuer in time to describe the abnormal phenomenon to the manual customer service and consult the reasons and solutions.

It is because if the credit card is lost, stolen, maliciously overdrawn or violates the credit card regulations, in order to ensure the interests of customers and banks, cardholders or banks can monitor the credit card or even stop the payment of the credit card (that is, temporarily freeze it).

Stopping payment by credit card only closes the transaction function of credit card. If there is a payable amount in the account, the cardholder should make repayment as usual, and can receive repayment normally after the credit card stops paying.

Extended data:

Precautions:

Excessive overdraft. When swiping the card, the cardholder should comprehensively consider the individual's repayment ability, try to control it below half of the income, and spend reasonably and moderately to avoid the phenomenon of overdue repayment.

Repeatedly swipe your card. Some cardholders will repeatedly swipe their cards on pos machines, which will attract the attention of banks and affect the credit limit of cardholders in the future.