Time to eliminate the credit blacklist: it usually takes one to three years to eliminate it. According to the law, if the person subjected to execution refuses to perform the execution settlement agreement without justifiable reasons, the time limit for inclusion in the list of people subjected to dishonesty is two years. If the person subjected to execution obstructs or resists execution by violence or threat, or has repeatedly broken his promise, it may be extended for one to three years. The people's court may decide to delete the information of dishonesty in advance if the person subjected to execution actively performs the obligations specified in the effective legal documents or actively corrects the act of dishonesty. It will take five years for the blacklist of credit information to be lifted. After the credit information is overdue, it will always exist, and it will not be displayed in the credit information until the cardholder pays off the debt for five years. Generally, the credit record will be updated after 5 years, and there will be no bad record within 5 years after the credit is paid off, and the credit will return to normal. Once the overdue bad records of credit cards are formed, they cannot be deleted by other means. The correct way to eliminate bad credit records If you want to eliminate the bad credit records of credit cards entering the credit information system, one way is to refresh the credit records and overwrite the original records, thus eliminating the negative records and their effects. Therefore, when there is a bad credit card record, never cancel the card, but stick to it and repay it on time, so that the original negative credit record will be overwritten and a good credit record will be formed again, which will not have a bad influence on credit behavior.

Legal basis: "Several Provisions on Publishing the Information of the List of Persons Executed with Dishonesty" Article 2 If the person subjected to execution falls into the circumstances specified in Items 2 to 6 of Article 1 of these Provisions, the time limit for being included in the list of persons executed with dishonesty is two years. If the person subjected to execution obstructs or resists execution by means of violence or threats, or if the circumstances are serious or he has repeatedly broken his promise, it may be extended for one to three years. The people's court may decide to delete the information of dishonesty in advance if the person subjected to execution actively performs the obligations specified in the effective legal documents or actively corrects the act of dishonesty.