Bank of Communications credit card will be automatically canceled after three years of inactivity.

There are usually three ways to activate a credit card:

1. Activating through the counter of the bank where the credit card is located requires personal presence and the original ID card and credit card;

2 .Call the credit card service phone number on the card to activate;

3. Log in to the credit card online banking and activate online.

Service phone activation method:

1. Call the 24-hour customer service hotline shown on the back of the credit card, select the appropriate language, and enter the cardholder's card number and query password;

2. Follow the voice prompts and select the card activation option under the "Credit Card Activation and Password Management" menu;

3. Enter the cardholder's last printed signature in the signature field on the back of the credit card 3 digits, press # key to confirm;

4. Enter the cardholder’s home phone number, press # key to confirm;

5. Enter 6 digits as the cardholder’s transaction Password, press the # key to confirm;

6. Enter the 6-digit transaction password again and press the # key to confirm;

7. The transaction password is set successfully.

How to activate credit card online: (Windows 10 system operation)

1. First log in to the online banking page of the bank's credit card and enter the cardholder's card number and password;

2. Please change the query password in time after logging in;

3. After the credit card initial password is successfully changed, please log in to online banking again;

4. After logging in for the second time, please click " "Credit Card Activation", follow the prompts on the page and enter the last 3 digits printed on the signature line on the back of the credit card and your home phone number;

5. After successful activation, follow the prompts and enter the 6 digits as the transaction password;

6. If the "Use password to confirm transaction" function is not checked on the application form, the transaction mode can be changed to password signature after the setting is completed.

Credit card account cancellation process:

1. Call the bank’s credit card service hotline, and the customer service staff will inform the customer of the credit card status;

2. Apply for cancellation After 45 days of opening the account, if the customer's credit card has no outstanding balance and no balance, the bank customer service staff will close the credit card account;

3. If the credit card still has outstanding balance, it can be canceled only by repayment;

4. If there is still a balance left, you can return it to a bank branch.

Supplement:

Required conditions for bank credit card application:

1. Mainland residents aged 18 to 65 years old;

2. Have a stable job and monthly check-in income;

3. Fill out the credit card application form and sign the "Applicant's signature" area.

Information for bank credit card application:

1. Copy of ID document, proof of work, proof of income, etc.;

2. Provide bank deposit certificate, real estate certificate, Degree certificate, etc.;

3. If the registered permanent residence is in other places, overseas personnel apply for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require a temporary household registration issued by the local public security department or Certificate issued by relevant departments (including work certificate).