Many people can't tell a credit card from a general card. Some people just blindly think that gold cards are more upscale and can show their identity. In fact, there are many differences between credit card and Puka.

The difference between credit card, gold card and ordinary card:

The design of credit card. The background color of gold cards is generally golden yellow, which highlights the characteristics of gold cards: Puka has different colors and no obvious characteristics, and generally does not take gold as the keynote.

The difference between credit card, gold card and ordinary card:

Preferential merchants have different discounts. Because of the different grades of cards, the credit card discounts you can enjoy will be different. General credit card gold cards can enjoy higher discounts in preferential merchants; Puka can enjoy a slightly lower discount, just like a series of cards. In the same merchant, Gold Card enjoys 20% discount and Puka enjoys 10% discount.

There are three differences between credit cards, gold cards and ordinary cards:

Credit card points accumulate in different ways. A bank stipulates that if you consume or withdraw RMB 1 yuan or HKD 1 yuan, you can accumulate RMB 1 yuan /HKD 1 = 1, and consume or withdraw USD1= 8; If you spend or withdraw RMB 1 yuan or HKD 1 yuan with a gold card, you can accumulate 2 points, and RMB 1/ HKD D2=2 points. Consumption or withdrawal 1 USD or 1 Euro can accumulate 16 points 1 RMB or 1 Euro = 16 points.

The difference between credit card, gold card and ordinary card 4:

The coverage of lost cards is different. Many banks have introduced credit card loss reporting services, but the coverage of gold card loss reporting is different from that of ordinary cards. After the cardholder loses his card, the annual credit card gold card theft limit is 15000 yuan, and the ordinary credit card is 10000 yuan.