First of all, the salesman can't find the specific reason for your rejection, so he can only help you analyze the problem there! I suggest you don't apply for this bank credit card for the time being, and try again after half a year or a year! The result of reapplication may be the same as last time, because there are application records. If the last application was rejected because of false information, the bank will definitely delay the application first and then directly refuse the visa.