A business card is also a credit card, and the basic conditions for applying for a credit card are the same. If the landlord does not meet the basic conditions, it is indeed possible to fail to apply. Basic requirements for running a CCB credit card: You can apply if you are at least 18 years old, have a stable work income and have a good credit. A brief analysis of the landlord's situation: if you can get an office card, either a public institution or a public institution, your work and income are stable, and your age must meet the requirements. If you can't get it, the biggest possibility is the credit problem, whether the landlord has any loans or credit cards overdue before, which has affected the credit. It is best for the landlord to check the credit record at the local People's Bank. If it is not a credit problem, it does not rule out that the information submitted at the time of bidding is incomplete. CCB, please wait patiently for the approval result of the official card. If it passes, it is best. If it fails, you can ask the unit contact (usually personnel or finance) to consult the bank staff.