China People's Bank Credit Information Center official website Inquiry
Branches of the local people's bank (enquiry point)
First, the inquiry method of personal credit report
According to the Financial Credit Information Database (Banking Credit Information Center No.97 [20 13]):
Individuals can inquire about personal credit reports in person or by entrusted agents.
(1) I check the credit report.
If an individual inquires about a credit report at the inquiry point, he/she shall provide the original of his/her valid identity document for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep a copy of his/her valid identity document for future reference.
Valid identification documents include: ID card (the second-generation ID card must be copied on both sides), military officer's card, soldier's card, passport, Hong Kong and Macao residents' pass to and from the mainland, Taiwan Province compatriots' pass to and from the mainland, and foreigner's residence permit.
(2) Entrusting others to inquire about the credit report.
Where an agent inquires about a personal credit report at the inquiry point, the agent shall provide the original valid identity documents of the principal and the agent and the notarized power of attorney for inspection, fill in the Application Form for Inquiring about Personal Credit Report, and keep copies of the valid identity documents of the principal and the agent and the notarized power of attorney for future reference.
In addition, you can fill in the personal credit report inquiry application form yourself?
Second, check the contact information of the personal credit report credit sub-center.
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Three. Contents of personal credit report
(1) Basic personal information: including personal identity information, residence information and occupation information.
(2) Credit transaction information: including personal credit card, loan and guarantee information for others.
(3) Objection marking information
(4) I declare information. My statement is the explanation made by the customer on the information in my credit report, and the credit center is not responsible for the authenticity of my statement.
(5) Query records
Four. Interpretation of Credit Report by Credit Information Center
The Credit Information Center of the People's Bank of China is directly affiliated to the People's Bank of China, and is responsible for the collection, collation, preservation, processing, analysis and display of credit information. The credit information in the credit report, except personal statements, inquiry records and objections, is collected from various banks or other institutions. The Credit Information Center promises to maintain its objective and neutral position and ensure that this principle runs through the whole process of information collection, processing and integration.