Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.

Credit card statements are also called statements, which generally include electronic statements and paper statements. They refer to the loan center (credit card center) of the card-issuing bank. After the cardholder settles the monthly statement, they will The cardholder's card swiping details are encapsulated into an email and sent to the billing mailbox written by the cardholder, or a printed statement is sent to the cardholder's billing address, and the consumption amount, minimum repayment amount, and final repayment payment are stated. Payment deadline, etc.

Credit card statements and debit card (passbook, savings card, etc.) statements are often used to prove the applicant's personal financial status and spending power when applying for a visa abroad. The visa center measures the applicant's financial status by To determine whether the applicant has sufficient funds to support the overseas trip, it is generally necessary to submit no less than six months' worth of current bank card statements and three months' worth of credit card statements in the applicant's name.

Characteristics of credit card statements:

1. The credit card must be a VISA card or MasterCard that supports cross-border payment.

2. Credit card statements must be submitted in paper form, reflecting the cardholder’s name and limit.

3. Credit card statements must be stamped with the official seal of the bank.

4. Credit card statements are optional materials and are generally used as auxiliary materials (Italian visa can be used as the main application material). Debit card statements are the most critical document proving financial status.

5. When submitting credit card statements to the visa center, they should generally be translated into English or the official language of the destination country upon request.

6. Translation documents submitted to the visa center are not allowed to be translated by individuals privately, and generally need to be issued by a qualified domestic translation company.

Characteristics of qualified professional translation companies:

1. Domestic qualified professional translation companies are established in accordance with the law with the approval of the State Administration for Industry and Commerce and obtain a unified industrial and commercial business license issued by the industrial and commercial administration authority. , according to the provisions of the domestic "Company Law", company operations should strictly follow the declared company business categories to carry out business activities. Therefore, the business scope of a qualified translation company's industrial and commercial business license should include the category of "translation services", which is regarded as Have translation service qualifications.

2. Domestic qualified professional translation companies have fixed office addresses and full-time translator teams. Fixed office addresses with convenient transportation can facilitate consumers to come to negotiate translation business; full-time translator teams can ensure quality and quantity. Complete translation tasks entrusted by customers.

3. Domestic qualified professional translation companies have the obligation to translate and certify foreign-related documents. Translations issued by professional translation agencies should be stamped with the seal of the translation agency to show that they are responsible for the content of the translation and stamped The translation of the seal is recognized by domestic and foreign embassies, consulates and government law enforcement agencies and has a certain degree of authority. (Regular translation companies have the following types of seals: Chinese official seal, Chinese-English bilingual official seal, 13-digit coded translation special seal and foreign-related special seal registered by the Ministry of Public Security and the State Administration for Industry and Commerce.)

4. Professional translation company The fees are reasonable. Bank statements are charged based on the number of bank statements. The fees vary slightly depending on the language difficulty.

5. The professional translation company will present the credit card bill on A4 paper in full comparison with the original, and stamp it with the seal of the translation company. A copy of the business license with the official seal of the translation company will be attached with the translation for convenience. The visa center reviews translation qualifications.