CITIC Credit Card offers a 3-day grace period for repayment. If the cardholder needs to postpone repayment due to special circumstances, he can call the credit card customer service hotline of CITIC Bank, and the credit card grace period can be increased to 5 days.

The grace period is to prevent users from forgetting to repay on the repayment date. In addition to time tolerance service, CITIC Bank also provides tolerance service. The tolerance amount is 10 yuan. When the user returns the credit card, if the unpaid part is less than or equal to 10 yuan, it will be regarded as full repayment.

If the cardholder successfully repays the loan within the grace period of CITIC Credit Card, the bank will regard it as timely repayment and will not generate overdue interest, but the repayment must be made before 20: 00 pm on the last day of the grace period.