The People's Bank of China cannot handle credit cards.

The People's Bank of China is the central bank, not a commercial bank, and does not handle personal credit card business. To apply for a credit card, you need to go to commercial banks such as Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Construction Bank, Bank of Communications, and CITIC Bank.

The main business of the People's Bank of China is to coordinate with the country's macroeconomic control and formulate and adjust monetary policies. Supervise the credit and liquidity of various banking institutions and protect the interests of depositors. Provide settlement and payment, provide financial institutions and financial markets with a low-cost, high-efficiency public settlement platform, accelerate the turnover of social funds, and promote rapid economic and financial development.

Extended information:

The main responsibilities of the People's Bank of China:

1. Formulate strategic plans for the reform and development of the financial industry, undertake comprehensive research and coordinate solutions to problems in financial operations major issues, promote the coordinated and healthy development of the financial industry, participate in assessing the impact of major financial mergers and acquisitions on national financial security and put forward policy recommendations, and promote the orderly opening of the financial industry. ?

2. Draft relevant laws and administrative regulations, improve the operating rules of relevant financial institutions, and issue orders and regulations related to the performance of duties.

3. Formulate and implement monetary policies in accordance with the law; formulate and implement macro credit guidance policies.

4. Improve the financial macro-control system, be responsible for preventing and resolving systemic financial risks, and maintain national financial stability and security.

5. Responsible for formulating and implementing RMB exchange rate policy, constantly improving the exchange rate formation mechanism, maintaining the balance of international payments, implementing foreign exchange management, responsible for tracking and monitoring and risk warning of the international financial market, and monitoring and managing cross-border Capital flows, holding, managing and operating national foreign exchange reserves and gold reserves.

6. Supervise and manage the inter-bank lending market, inter-bank bond market, inter-bank bill market, inter-bank foreign exchange market and gold market and related derivatives transactions in the above-mentioned markets.

7. Responsible for formulating regulatory rules for financial holding companies and standards and specifications for cross-financial businesses in conjunction with financial regulatory authorities, and responsible for the monitoring of financial holding companies and cross-financial instruments.

8. Assume the responsibility of the lender of last resort and be responsible for inspecting and supervising the use of central bank funding institutions to resolve financial risks

9. Develop and organize the implementation of comprehensive statistics on the financial industry system, responsible for data aggregation and macroeconomic analysis and forecasting, unified preparation of national financial statistical data and statements, and publication of them in accordance with relevant national regulations.

10. Organize and formulate the information development plan for the financial industry, be responsible for the organization, management and coordination of financial standardization, and guide the information security work of the financial industry.

11. Issue RMB and manage the circulation of RMB.

12. Formulate a development plan for the national payment system, coordinate the construction of the national payment system, formulate payment and settlement rules in conjunction with relevant departments, and be responsible for the normal operation of the national payment and settlement system.

13. Manage the treasury.

14. Responsible for the organization, coordination, supervision and management of national anti-money laundering work, and responsible for monitoring funds suspected of money laundering and terrorist activities.

15. Manage the credit reporting industry and promote the establishment of a social credit system.

16. Engage in international financial activities related to the business of the People's Bank of China.

17. Engage in financial business activities in accordance with relevant regulations.

18. Undertake other matters assigned by the State Council. ?

Reference: Baidu Encyclopedia-People's Bank of China