Cards that show restricted credit card swiping may be because they exceed the transaction limit for a single transaction in a single day, or may be considered by the bank to be a risky transaction, and may be swiped, resulting in the transaction being restricted. Another reason is that banks are targeting you for cashing out, which leads to restrictions on transactions.

Restricted cards refer to credit cards that are prompted as restricted during the transaction process. Restricted cards cannot be used for normal consumption. After this kind of restriction prompt appears, the cardholder must contact the card-issuing bank in time. Only by actively cooperating with the bank's investigation and submitting relevant supporting materials can the card be lifted from the restricted status.

There may be many reasons for the restricted card displayed on the ATM machine, which can be roughly divided into the following categories:

1. The card status is abnormal, such as the card has been degaussed or the password has been entered incorrectly too many times. Much is locked.

2. If there is no problem with the card, it is not good if there is a problem with the TM machine. If it is not connected to the network, the transaction will fail.

3. If you hold an IC chip credit card, since UnionPay has closed the downgrade transaction function, if you still operate the transaction by swiping the card instead of inserting the card, it will also be unusable.

4. Bank cards do not support transactions. For example, VISA single-logo cards/JCB single-logo cards do not support UnionPay transactions, nor do they support some online transactions.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country refer to electronic payment cards issued by commercial banks or other financial institutions that have all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.