Generally speaking, the grace period for Agricultural Bank of China credit cards is 2 days. The credit card "grace period" service means that the Agricultural Bank of China will provide an interest-free repayment period to customers who repay within two days of the due payment date. If the repayment is made within the repayment period, no interest will accrue.
The Agricultural Bank of China sets the due repayment date to 25 days after the bill date, and the interest-free repayment period can be up to 56 days. An additional two-day grace period will be added after the due repayment date, that is, Customers can actually enjoy the interest-free repayment treatment of “56+2” at the longest.
However, if the user exceeds this deadline, the bank will be regarded as overdue repayment, which will not only accrue interest, but will also be recorded in the personal credit report, affecting the user's loan or credit card application.
Agricultural Bank of China provides a 2-day repayment grace period for Agricultural Bank of China credit card holders. For customers who repay within two days after the due payment date, Agricultural Bank of China will treat it as repayment before the due repayment date. , providing interest-free repayment period treatment. In addition, Agricultural Bank of China also provides tolerance repayment services to Agricultural Bank of China credit card holders. If the minimum repayment amount is met, and the outstanding amount is less than or equal to 10% of the bill balance and not higher than the specified amount, Agricultural Bank of China will treat it as Cardholders repay in full and enjoy interest-free repayment treatment. The outstanding portion is carried over to the next billing cycle.
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