This is the information reminder fee and property insurance fee for each quarter. You can cancel it by calling the customer service number of the Bank of Communications, but I personally do not recommend canceling it because this fee can protect the safety of your account. If your credit card has been stolen or the property inside has been maliciously misappropriated, Bank of Communications will unconditionally refuse to give you the corresponding amount, so for the sake of the safety of your account, it is better not to cancel it.