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How long does it take for the SMS notification such as the refund of Guangfa Credit Card?
How soon will the credit card refund arrive? When will the credit card refund arrive? If the goods bought by credit card are not satisfied and need to be returned, you need to pay attention to the time when the refund arrives. The following is a detailed introduction of card friends.

It is reported that if consumers return goods after shopping with a credit card, the payment can only be directly refunded to the credit card, while the refund time of most banks is about half a month, and some even longer. For example, China Bank or some local banks need ten working days to return the money to the credit card account; ICBC needs about 15 working days; CCB can generally complete the refund process within 3- 15 working days; China Merchants Bank only needs 3 working days.

However, it should be noted that if the refund arrives before the current credit card billing date, the credit card holder does not need to repay; If the refund has been recorded in the current bill, the credit card holder needs to repay according to the amount shown on the bill.