China Merchants Constellation Guardian Credit Card is a gold card. The annual fee of the card can be reduced in the first year, and the annual fee of the following year can be reduced if the card is swiped for 6 times in the current year. If the annual fee waiver conditions are not met, then the annual fee will be charged, including the annual fee of 3 yuan for the main gold card and 15 yuan for the supplementary card. The rights and interests of the card enjoy the corresponding benefits and functions according to the card level.
users don't want to pay the annual fee, so they must pay the full amount of consumption. Even if they don't pay the full amount, they can apply for a supplementary fee afterwards. This credit card belongs to the UnionPay gold card level. According to the quota range specified by China Merchants Bank for gold card level credit cards, the maximum amount of this card is 5, yuan. However, because the credit card quota is based on the comprehensive evaluation of the cardholder's personal credit conditions, the approved quota is naturally high and low.