1. The repayment date of Ping An Credit Card is based on the billing date. For example, if the billing date is 10, the repayment date is 28th.
2. For example, the bill is issued on April 6, May 10, and May 28 is the final repayment date;
3. I suggest you check it through Ping An Pocket Bank APP- Credit Card-My Bill page.
Response time: July 30, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
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How to calculate the repayment date of Ping An Bank credit card?
The repayment date of Ping An Credit Card is 18 days after the bill date. \ 1. Generally, credit cards spent on the day of billing can enjoy the shortest interest-free period; \ \ 2. You can enjoy the longest interest-free period if you spend on the day after the bill date; \ \ For example, the billing date of China Merchants Bank's credit card is the 20th of each month, and the repayment date is the 8th of each month, so if the bill is spent on July 20th, it must be repaid before August 8th, so the interest-free period enjoyed is the shortest; \ \ If it was purchased on July 2 1, and it belongs to the bill on August 20, it should be repaid before September 8, and you can enjoy the longest interest-free period.
When is the repayment date of Ping An Credit Card?
The repayment date of Ping An Credit Card is not uniform and fixed, and the repayment date of different cardholders is different.
The billing date of Ping An Credit Card is usually March, May, July, 10, 13, 15, 17, 20, 22 and 25 of each month, and the corresponding repayment date is 2 1, 23 and 25.
Please check the bill for the specific repayment date, or call Ping An service hotline 955 1 1 for consultation.
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay.
Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Extended data:
Credit card advantage
Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards. In many cases, it is enough to return the consumption amount on time.
You can spend without deposit overdraft, and enjoy an interest-free period of 20-56 days to repay on time without any charge (most banks will charge 0.5% interest on the day of cash withdrawal, and there will be a 2% handling fee, but ICBC will only charge interest).
It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
Special merchants who hold cards in banks can enjoy preferential treatment.
Accumulate personal credit, add credit records to credit files, and benefit for life.
Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card on ATM and POS machines with UnionPay logo; (Note: Credit cards are only suitable for credit card spending. It is best not to withdraw cash, which is expensive and uneconomical. )
Credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card; (Most credit cards have no points for online payment, but online payment is very convenient and fast. )
Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently; (Now advocating environmental protection, you can cancel the paper statement and change it into an electronic statement. )
Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenses.
The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and the report of loss takes effect immediately, with zero risk of card loss.
Validity period: It is known that the validity period of domestic credit cards is generally three to five years.
Use the third-party platform (the domestic platform supporting credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services for cardholders.
disadvantaged
The invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day.
Blind consumption of credit cards is not like paying cash in a lump sum. I don't feel anything when I brush. A few figures lead to blind consumption and spending money like water.
Excessive consumption of notebooks, digital cameras and smart phones, while enjoying your favorite items in advance, you should also consider whether you can repay them.
High interest If you can't get a credit card and can't repay on time when the final repayment date comes, the bank will charge you high interest. (The minimum repayment amount of a credit card in the first month shall not be less than 10% of its overdraft amount in that month).
Credit cards that need to pay an annual fee basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can be exempted as long as it is brushed three times a year; But if you don't swipe your card to the bank the specified number of times within a year, you need to charge an annual fee.
This concludes the introduction of how to calculate the repayment date of Ping An Credit Card and how to calculate the interest on the repayment date of Ping An Credit Card. I wonder if you have found the information you need?