1. What does it mean if the credit card document is expired or abnormal? Credit card consumption requires verification of the cardholder's identity information. If the certificate expires or the certificate is abnormal, the identity authentication will fail: 1. Expired certificate: This is easy to understand. No matter what kind of certificate it is, it has a validity period. Taking an ID card as an example, it is usually 10 years, 20 years, and there are also permanent ones. If the cardholder's ID card expires, the ID card information reserved in the bank will also expire. 2. Abnormal documents: This sometimes includes expired documents, but because the credit card is a forged card, the documents do not meet the requirements.
2. How to solve the problem of expired or abnormal credit card documents? 1. Certificate expiration: There is only one solution to this problem. You must update the expired certificate to a new certificate, and then upload the new certificate through the bank's official channels and replace it with the previously reserved identity information. 2. Abnormal documents: If it is a forged credit card, it cannot be updated. If it is found to be a counterfeit card, it will be confiscated. In serious cases, the person who provided the counterfeit card may be held criminally responsible for credit card fraud. The above is the relevant introduction to "What does expired or abnormal credit card documents mean?" All in all, once these two prompts appear when swiping a card, the transaction will fail. So you can follow the above introduction to find out the reason first, and then prescribe the right remedy.